Phil Herzing
Philip H. Herzing

Helping Assist individuals and small businesses with their insurance and financial needs since 1992

As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.

Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. As a New York Life Insurance agent, and a Registered Representative of NYLIFE Securities LLC, in the Columbus General Office, I am a trained professional who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.

Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting. Thank you for your interest.

Philip H. Herzing is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Ohio and Virginia.  No insurance business may be conducted outside these states referenced.

Philip H. Herzing is a Registered Representatives of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a registered broker-dealer, a licensed insurance agency, 9402 Trail Stone Pt., Dayton, OH 45458, (614) 793-2121. In this regard, this communication is strictly intended for individuals residing in the states of Ohio, Virginia and Maryland. No offers may be made or accepted from any resident outside the specific states referenced.

Account Access

View Your Personal Accounts



Personal Folders

Defend Your Retirement from Inflation

Over long periods, inflation can pose a significant threat to quality of life for retirees, primarily because it reduces the purchasing power of their retirement incomes.

Looking for an End to the IPO Drought

Even if you never expect to participate in an IPO, it’s wise to keep an eye on the pace of new listings.

New Year: Check and (Re)balance

Even if people have become jaded about making new year's resolutions, it shouldn't stop them from doing what they need to do to accomplish their financial goals.

Ready or Not, You're Retired!

In 2009, 47% of retirees left the workforce earlier than they expected.

More Newsletters →